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“Schedule of Charges” means the list of costs applicable for the services supplied on the Card. These expenses are topic to modifications on the sole discretion of BRAC Bank Limited. However, such changes in costs could additionally be made only with prospective effect giving prior notice of 30 days to the Cardholder. “Electronic Banking Terminal” means any authorized terminal or device by which Card and/or PIN can be utilized. This consists of ATM, Point of Sale terminal or e-Commerce through which Card transactions could be performed or any other authorized terminal or system related to BRAC Bank digital banking system every so often.

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